How To Stage A Car Accident
A staged car crash occurs when ane driver maneuvers the situation so that an accident happens and an innocent driver gets to be blamed for the incident. Although the damage may be slight, the "victim" volition declare more expensive and serious impairment or injuries, and the chief reason for this is and so that they tin can cash in on the other person'due south motorcar insurance. Staged motorcar crashes are like shooting fish in a barrel for experts to perceive, only crooks are becoming more and more than artistic in their means. Drivers should also be aware of this form of modus operandi so that they will not go victims. When you're the victim of a car insurance scam, you're the victim of a crime.
Scam Methods
Scammers are quite imaginative in devising ways to crusade route accidents where they volition wait like the victims. Some of the common scams that they use are swoop and squat, drive downwards, panic end, and sideswipe, among a few.
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1. Swoop and Squat
Here's a scenario of a swoop and squat incident. Allow'due south say that you're driving along a long highway, and you detect that the car in front of you is driving quite slowly; and then, you're forced to do the aforementioned. This is probably the "squat" driver. The "swoop" driver is likely behind you, and y'all'll notice that he'll speed upwardly and pass you, and then cut off the "squat" driver. When the "squat" driver suddenly slams on the brakes, you'll probably rear-end him, and this is when all your auto troubles begin. Even though the accident only resulted in minor impairment or injuries, the con-man/commuter volition make outrageous claims so that he'll get more than insurance coin.
Types of Drivers Scammers "Key-in" on to Victimize
| Luxury vehicles and new cars |
| Work vehicles |
| Women and older adults |
| Tractor-trailer Trucks |
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two. Drive Down
The drive downwardly is another accident scam that lawbreakers use. The target could be anyone who is trying to merge into traffic, and he could come from either the road on the left or right side. The crook, on the other paw, is the driver who will wave the victim to become forward. Simply then, he continues forward as soon equally the innocent driver moves his vehicle along also. The dishonest driver crashes into the other vehicle, and he'll claim that he never waved or gave signals in order for the unknowing driver to exist able to move forward.insuarance
Note: The price of insurance fraud is passed on to the consumer by higher premiums. From 2012 to 2020 the amount speculated to increase is over 50 percent.
3. Panic Stop
The panic end technique includes a few deceitful players – the driver and a number of passengers. Their auto cruises along and the driver of the vehicle behind them is not even aware that he has become a target. The crooks go on watch of the driver and when he is most distracted, such as when he answers his telephone or when he looks abroad from the road, the other driver all of a sudden slams on the brakes and the innocent i rear-ends the automobile. The supposed "victims" will all mutter of whiplash and other injuries so that they can cash in on the other person's insurance.
Helpful Articles
| Rank | Articles | |
|---|---|---|
| i | Strategy to Lower Rate with Auto Accident History | |
| ii | Machine Accident Apps & Ratings | |
| 3 | Top Tips to Get Cheap Insurance Afterwards an Accident | |
| iv | Overcoming Insurance Fraud Charges | |
| 5 | Critical Steps to practice Later on a Car Blow | |
| half dozen | SR-22 Insurance | |
| 7 | Car Accident Compensation | |
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iv. Sideswipe
The sideswipe usually occurs in busy streets where in that location are dual left- or right-turn lanes. The person driving in the inner lane is the one at risk. If he accidentally drifts into the outer lane while he is turning, the dishonest driver will crash into him or sideswipe him.
Consequences of Staged Car Accidents by Scammers
| Consequence of Scam | Possible Causes to the Victim | |
|---|---|---|
| Injury and Death | Scammers don't ordinarily want injury of death to happen, simply it can. | |
| College Auto Insurance Costs | To offset fraud insurance firms laissez passer it to the consumer via higher premiums. | |
| Expense | You lot could be stuck with the cost of repairs. | |
| Inconvenience | Fourth dimension, possibly coin, by you lot or the insurance visitor. | |
| Trauma | A victim of a stage accident tin can be traumatized by trying to drive more than careful. | |
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Conclusion
Crooks come up with a number of clever ways to instigate auto crashes where they await similar the victims. Y'all really have to be watchful when driving and then that yous can avert becoming a victim of auto insurance fraud.
National Insurance Crime Bureau (NICB) reports that insurance fraud is the second-almost plush form of white-neckband crime in America, costing billions of dollars annually.
Fraudulent claims spiked in 2020 due to an escalation in schemes during the pandemic.
And, while you may not have been directly targeted, you lot are still a victim as staged auto accident fraud results in higher insurance premiums for all honest drivers and threatens the lives of innocent motorists.
How to tell if you've been the victim of a crash for cash scam ? IFB says the crash for cash fraudster will be far too calm for someone who'due south been involved in a car accident.
Too, in case you practice doubtable that something fishy is going on, get help from your motorcar insurance company and the authorities. More importantly, you need to be aware of the first steps that y'all need to accept after a car accident.
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| Written by Sara Routhier |
| Reviewed by Joel Ohman |
UPDATED: Jun 24, 2022
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Source: https://www.autoinsuresavings.org/cashing-crashes-scam-methods-used-stage-car-accidents/
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